Longevity Risk

Your Results Show You May

Outlive Your Money

Your current plan may not support a long retirement. Without adjustments, rising costs and market risks could drain your savings too soon. Fontana helps you build income that lasts a lifetime.

FIND OUT HOW WE CAN HELP

Congratulations!

You’ve completed the Longevity Risk assessment—your journey toward understanding how long-term living could impact your financial future starts now. This is your personalized snapshot of strengths, blind spots, and opportunities.
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What is Longevity Risk?

Living Longer Than Expected

Longevity Risk is the possibility of outliving your savings due to a longer-than-expected lifespan.

Outlasting Your Income

Longevity Risk is the possibility of outliving your savings due to a longer-than-expected lifespan.

Rising Costs Over Time

Longevity Risk is the possibility of outliving your savings due to a longer-than-expected lifespan.

Unplanned Tax Impacts

Longevity Risk is the possibility of outliving your savings due to a longer-than-expected lifespan.

Market Dependency

Longevity Risk is the possibility of outliving your savings due to a longer-than-expected lifespan.

Key Indicators

  • Retiring before 67 without guaranteed income
  • Relying heavily on market-based assets
  • No strategy for income past age 85
  • No long-term care or inflation protection
  • Minimal tax planning for withdrawals

Hazards

  • Running out of money in your 80s or 90s
  • Health events draining your nest egg
  • Unexpected inflation reducing purchasing power
  • Market downturns affecting retirement withdrawals
  • Tax changes increasing your liabilities

Common Weaknesses

  • No income planning beyond average life expectancy
  • Belief that investment returns alone will sustain retirement
  • Lack of healthcare and long-term care planning
  • Overconfidence in Social Security or pensions

Your Superpowers

  • You’re proactive and willing to face reality
  • You value predictability and safety
  • You understand the importance of having a plan
  • You’re open to tools that protect your lifestyle—not just grow assets

Common Phrases

“I just don’t want to run out of money.”

 
“I want to enjoy retirement without fear.”

 
“What happens if I live longer than I expected?”

Opportunities

  • Create lifetime income streams
  • Shift some assets into guaranteed income vehicles
  • Protect against inflation and healthcare risks
  • Add tax-efficient withdrawal strategies
  • Explore Fontana’s Pension Plan 2.0—a better way to retire that simplifies your finances and eliminates the guesswork.

Common Strengths

  • Conservative and careful planning
  • Focus on lifestyle over risky returns
  • Desire for clarity and security
  • Openness to structured solutions

Common Sales Tactics (to avoid)

  • High-fee annuities with confusing terms
  • Pitches that focus only on market growth
  • “One-size-fits-all” retirement products
  • Ignoring taxes, inflation, or health costs

Benefits

  • Know your income is protected—no matter how long you live
  • Avoid stress around market crashes or economic changes
  • Keep your independence with long-term care planning
  • Pension Plan 2.0 by Fontana Financial Services simplifies everything—less hassle, more confidence

Your Kryptonite

  • Overconfidence in investment returns
  • Belief that “it won’t happen to me”
  • Procrastinating income planning until it’s too late
  • Letting fear or confusion stop you from acting

Outcome – Focused

Your next step is to turn this awareness into action. A retirement plan that lasts as long as you do requires more than just savings—it needs strategy. Fontana’s Pension Plan 2.0 helps you create structured income, tax-efficient withdrawals, and inflation protection that keeps your lifestyle intact, even in your 90s.

What’s Next?

Watch the Webinar: “How to Retire Without Running Out of Money”
Discover how Fontana’s Pension Plan 2.0 is designed to solve Longevity Risk

Lifetime Income You Can Count On

Pension Plan 2.0 replaces market uncertainty with steady, guaranteed income for life.

Inflation & Tax Ready


Designed to keep pace with rising costs and evolving tax rules.

Health Expense Protection

Includes options for long-term care and unexpected medical costs.

Simplified Retirement

No guesswork—just a clear, dependable plan built for real life.

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How much "Better" is Pension Plan 2.0: The Better Way to Retire?

The “Why it’s better Calculator” shows you a clear, side by side comparision of the traditional distribution rules versus the Pension Plan 2.0 approach.”

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“Why It’s Better Calculator”

  • Uncover hidden inefficiencies
  • See potential long-term savings
  • Make informed, confident decisions
  • 100% free and instant results
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Prefer to Talk It Through?

Not a fan of webinars? No problem.
If you’re ready to take action or have questions about your results, you can schedule a free 1-on-1 call with a Fontana advisor.

 

We’ll review your Longevity Risk, explain how Pension Plan 2.0 works, and map out your next best steps—no pressure, just clarity.

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