About
Retirement planning that puts your future first.
Retirement should feel like freedom — not a fight to make your savings last.
Too many people enter this chapter without a clear strategy, exposed to risks they never anticipated.
Fontana Financial Services focuses on the most critical — and most often overlooked — phase of financial planning: conservation and distribution. Instead of relying on hope or generic investment advice, we help you turn your life’s work into a dependable income plan that can weather any market, adapt to tax changes, and outlast rising costs.
Our firm was founded on the belief that every retiree deserves clarity, confidence, and control — not confusion or compromise. You’ve done the hard part by saving and preparing. Now it’s time to put those efforts to work with a plan built to last.
What makes us different
- 01
We teach before we plan.
No jargon, no guesswork — just clear education that builds confidence before a single dollar moves.
- 02
We're fiduciaries.
Our recommendations are in your best interest. Always.
- 03
We serve people, not portfolios.
Your goals come first. Period.
- 04
We create income that feels like a paycheck.
Predictable. Sustainable. Protected.
Meet our founder
Tony Fontana
Founder | Financial Planner
“One of the fundamental aspects of life is centered around people and ‘relationships’.”
Tony was raised in Pittsburgh in a large family of Italian descent and has always held heritage and relationships in high regard. As a retirement planner, he is committed to treating his clients as an extension of his own family, providing the support and guidance to help them achieve their financial goals.
Tony’s professional journey commenced following an inheritance from his late grandparents. Initially drawn to following his grandfather and father into real estate investment, he spent two years refining his skills before being recruited by a local firm to teach their students the intricacies of real estate investing. After roughly nine years, he recognised a wide range of people who wanted more comprehensive financial assistance, prompting his transition into financial planning and the founding of Fontana Financial Services, LLC.
Today Tony concentrates on the distribution phase of retirement planning, considering it the most crucial aspect and the one requiring the highest level of planning. He consistently counsels clients on the significance of de-risking their retirement, mitigating the risk of running out of money, implementing strategies that may lower or eliminate taxes in retirement, and empowering them to make informed decisions for themselves and their families.
When not attending to clients, Tony enjoys time with his two sons, Giovanni and Marcello — supporting the Riverhounds at Highmark Stadium or the Steelers at Acrisure Stadium, working out together, hiking, and playing soccer in the backyard between tournaments and weekly games. He also volunteers as a kitchen staff member with the East End Cooperative Ministry.
Tony periodically teaches a course at Penn State New Kensington called The Changing World of Retirement Planning.
Your next step
Ready to take the next step?
For more information about any of our products and services, schedule a meeting today or register to attend a seminar.